Data Science leader with a background in Astrophysics. Likes solving big problems, while collaborating with other Data Scientists, Engineers and Product thinkers in the process. Juvo has the central mission is to create a mechanism for generating credit, as well gaining access to basic financial services, for mobile phone users in the developing world. By partnering with mobile network operators, Juvo combine mobile usage records with other sources of data to create financial instruments for the world's underbanked. For many, Juvo is the entry point into the modern, or formal, financial ecosystem. Data Science.